|
|

WAYS TO PAY FOR YOUR FURNITURE

Turn your house into a home with our affordable financing options

If you don’t want to pay for your new furniture in one lump sum then you can spread the cost with our monthly finance options, designed to give you flexibility and value on your purchase, whether you’re buying a beautiful cabinetry set or a stylish sofa.

We offer up to 3 years of interest-free credit with no deposit needed, or we have interest-bearing credit options available on orders over £500 that can be spread over 4 years, making our furniture even more affordable.

Interest-free credit

Pay Monthly*

0.0% APR

Finance example

  • Minimum Spend £1999
  • Purchase amount: £1999
  • Spread over 24 Instalments
  • Cost per month: £83.30
  • Total amount of credit: £1999
  • Total charge for credit: £0.00
  • Total repayable: £1999
  • Fixed rate of interest per annum: 0%
  • Representative APR: 0%

Interest-bearing credit

Pay Monthly†

9.9% APR

Finance Example

  • Minimum Spend £500.00
  • Purchase amount: £2000
  • Spread over 48 Instalments
  • Cost per month: £50.22
  • Total amount of credit: £2000
  • Total charge for credit: £410.56
  • Total repayable: £2410.56
  • Fixed rate of interest per annum: 5.1%
  • Representative APR: 9.9%

Example shown for 24 months interest-free credit, 30 months available for orders over £2499, and 36 months available for orders over £2999.
*†Late payment fees and other charges may be payable, please refer to your finance agreement for full details and T&Cs.

To help you understand what the monthly cost of our different finance options might look like, we’ve created these tables below

INTEREST FREE CREDIT* 0% APR Representative - up to 36 months - Minimum Spend of £1999

Purchase amount £ 0% 24 x monthly payments £ 0% 30 x monthly payments £ 0% 36 x monthly payments £
1999.00 83.30 - -
2499.00 104.13 83.30 -
2999.00 124.96 99.97 83.31

*Spend over £1999, pay no deposit, and enjoy either 24, 30 or 36 months’ interest-free credit.

PAY MONTHLY† 9.9% APR - up to 4 years - minimum spend of £500
Purchase amount £ 9.9% APR 48 x monthly payments £ Total amount payable
500.00 12.55 602.40
1,000.00 25.11 1,205.28
1,500.00 37.66 1,807.68
1,999.00 50.19 2,409.12
2,499.00 62.75 3,012.00
2999.00 75.31 3,614.88

† Spend over £500, no deposit and spread the cost over 48 months. Late payment fees and other charges may be payable, please refer to your finance agreement for full details and T&Cs.

Our interest-bearing credit option allows you to spread your payments over 48 months at an APR of 9.9%. A minimum order of £500 is needed to qualify for this option.

To apply for either of our finance options, simply select 'Click to view available finance options' at the payment method section of the online checkout and make your selection. You can also organise a monthly finance repayment plan when making a purchase in one of our showrooms, you’ll just need to remember to bring the following items with you to enable our team to help process the application:

  • Passport or photo driving licence as proof of ID
  • Recent utility bill (dated within the past 90 days) or a bank statement as proof of your current address which can be paper or electronic versions

You can also call us on 0800 440 2254 to complete your application over the telephone with one of our colleagues.

Finance FAQs