Interest Free Credit


3 years' interest-free credit from £499 with no deposit

Turn your house into a home with our pay monthly furniture options

To help give you flexibility when shopping with us, you can spread the cost of your purchase with our monthly finance options.

We offer up to 3 years of interest-free credit with no deposit needed, making our furniture even more affordable.

To help you understand what the monthly cost of our different finance options might look like, we’ve created this table below:

INTEREST FREE CREDIT† 0% APR Representative - Up to 36 months - Minimum Spend of £499

Purchase amount £ 0% 6 x monthly payments £ 0% 12 x monthly payments £ 0% 18 x monthly payments £ 0% 20 x monthly payments £ 0% 24 x monthly payments £ 0% 30 x monthly payments £ 0% 36 x monthly payments £
499.00 83.17 41.59 27.73 24.95 20.80 16.64 13.87
1000.00 166.67 83.34 55.56 50.00 41.67 33.34 27.78
1499.00 249.84 124.92 83.28 74.95 62.46 49.97 41.64
2000.00 333.34 166.67 111.12 100.00 83.33 66.67 55.56
2499.00 416.50 208.25 138.84 124.95 104.13 83.30 69.42

†Prices displayed are based on Interest-Free Credit over 36 months, with the monthly payment amount rounded up to the nearest whole pence. To qualify for interest-free credit a minimum basket spend of £499 is required. Please note, not all products offered by our finance lenders are regulated by the FCA. Our 6 and 12 month interest-free credit options aren’t regulated, however our 18, 20, 24, 30 and 36 month options are all regulated by the FCA. All finance is subject to status and credit checks.

Late payment fees and other charges may be payable, please refer to your finance agreement for full details and T&Cs.

To apply for any of our finance options, simply select 'Click to view available finance options' at the payment method section of the online checkout and make your selection. You can also organise a monthly finance repayment plan when making a purchase in one of our showrooms, you’ll just need to remember to bring the following items with you to enable our team to help process the application:

  • Passport or photo driving licence as proof of ID
  • Recent utility bill (dated within the past 90 days) or a bank statement as proof of your current address which can be paper or electronic versions

You can also call us on 0800 440 2254 to complete your application over the telephone with one of our colleagues.

Finance FAQs


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