Financial Complaints Procedure
How to make a complaint
At Oak Furnitureland, we are committed to providing a high standard of service. If you are unhappy with any aspect of our products or services, please let us know so we can put things right.
What is a complaint?
A complaint is any expression of dissatisfaction, whether justified or not, about our products, services, or the way we have handled something, including where you believe you have experienced financial loss, inconvenience or distress.
You can raise a complaint with us at any time using the contact details below.
How to contact us
You can contact us using any of the following methods:
General complaints
Post:
Customer Service Team
Oak Furnitureland Group Limited
Head Office
Unit DC2, Viscount Way
Swindon, Wiltshire
SN3 4TN
Finance-related complaints
(For complaints relating to credit products or finance agreements)
Post:
Customer Finance
Oak Furnitureland Group Limited
Head Office
Unit DC2, Viscount Way
Swindon, Wiltshire
SN3 4TN
Contact Us Form
Finance Complaint Form
*mandatory
By clicking ‘submit’ you acknowledge our Privacy Policy located here.
Our role as a credit broker
Oak Furnitureland acts as a credit broker, not a lender, and introduces customers to third-party finance providers.
If your complaint relates to a finance provider or a finance agreement, we may need to involve or refer your complaint to the relevant provider. Where this happens, we will inform you and ensure your complaint is handled appropriately.
What happens next?
Acknowledgement
We will acknowledge your complaint promptly, unless we are able to resolve it within three working days.
Quick resolution (within 3 working days)
If your complaint can be resolved within three working days, we will:
- Confirm the outcome to you
- Explain the actions taken to resolve your complaint
- Inform you of your right to refer the matter to the Financial Ombudsman Service if you are not satisfied
Investigation
Where your complaint requires further investigation, we will:
- Carry out a fair, impartial and thorough review
- Consider all relevant information
- Keep you informed of progress
Final response (within 8 weeks)
We will send you a final response within eight weeks of receiving your complaint. This will:
- Clearly explain our decision
- Set out any actions or compensation where appropriate
- Provide details of your right to refer your complaint to the Financial Ombudsman Service
If we are unable to issue a final response within eight weeks, we will explain the reasons for the delay and indicate when we expect to respond.
If you are not satisfied
If you are dissatisfied with our final response, or if eight weeks have passed since you made your complaint, you may refer your complaint to the Financial Ombudsman Service.
You must refer your complaint within six months of the date of our final response.
Financial Ombudsman Service (FOS)
The Financial Ombudsman Service (FOS) is a free, independent organisation that helps resolve disputes between customers and financial services firms.
Financial Ombudsman Service
Exchange Tower
London
E14 9SR
Telephone: 0800 023 4567
General Website: https://www.financial-ombudsman.org.uk/consumers/how-to-complain
FOS Consumer Leaflet: https://www.financial-ombudsman.org.uk/businesses/resolving-complaint/ordering-leaflet/leaflet
Additional support
If you need additional help in making your complaint, please let us know. We are committed to supporting all customers and will make reasonable adjustments where required.
Our commitment to you
We will:
- Treat your complaint fairly and impartially
- Deal with your complaint promptly
- Keep you informed at each stage
- Use feedback to improve our services
Your legal rights
Following this procedure does not affect your right to take legal action.